Just saw that on my online bank statement (have doctor's visit today and need to pick up meds later.. was checking if I have enough cash for the co-pay). Above my balance appeared a new thing, where it said I can get up to $500 as a "Request for Direct Deposit Advance". So basically, just by clicking and entering any number in $20 increments, I can just get up to $500 and don't even have to beg a teller. That is pretty cool!
BUT....
right under that, it says:
For every $20 that you advance, your Finance Charge will be $2, which equates to an Annual Percentage Rate (APR) of 120%
Whoa! is that even legal?
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Wednesday, December 2, 2009
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